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7 GROSS MISCONCEPTIONS ABOUT MONEY


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7 GROSS MISCONCEPTIONS ABOUT MONEY


Visit Money Master Tutorials to learn how to make, maintain and multiply your money.


There are many misconceptions about money and some of these account for why many are so misled into living in perpetual bondage. There are many opportunities and possibilities out there for anyone to prosper financially. It all depends on your mindset. If you have a negative mindset, you will approach money wrongly. It’s all about mindset! Most of these erroneous misconceptions are religious and those who adhere to them are most often the most miserable in society.

So it all boils down to faith: what you believe determines what you become. I have seen many dressing poorly in the name of holiness. It is so bad to the point that people neglect basic things like taking care of their hair, outfit and looks in general. No wonder no one wants to hire such people! What you believe automatically affects your outward actions.

So, poverty is in the inside. What we see outside are just the fruits from within. Worst of all, some of these misconceptions are in the name of Christianity, which of course is not a religion as clearly proven in my free eBook: God’s Plan of Salvation For You. This chapter will cross examine these misconceptions and expose certain alarming beliefs that have reduced many to become slaves to money instead of being the money masters that they were born be.

Misconception #1: Money is the root of all evil

Top on our list is the age-long religious misconception that money is the root of all evil. Just like there are no poor people but only poor minds, I believe there are equally no foolish people but ignorant and most often misinformed people.
To be misinformed is to be deformed.  This has been the case with many through the years who believed the lie that money is the root of all evil. This lie is actually drawn from the Bible by people who perhaps, to my opinion, do not know how to read and has been bought by millions who do not care to read.

This erroneous interpretation of the Holy Scriptures has made many to use their faith to endure poverty instead of using it to enter prosperity. In case you’re wondering what the heck in the world I’m talking about, just hold your breath, let’s see what the Bible really says:
1Timothy 6:10
‘‘For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.’’
King James Version

The Bible really never said money is the root of all evil as many believe but that the love of money is. In fact everything God made from the beginning including money (since He created everything) was good; man’s misinterpretation and wrong application of the Bible which is the creator’s manual is what is bad. Money is like electricity.

The fact that someone puts his hand on a naked electrical wire and it shocks him doesn’t make electricity bad. In the same way, the wrong application or the abuse of money by someone doesn’t make it bad. This applies to everything in life. The fact that you bought cooking gas which is supposed to help you prepare your meals and end up burning your house with it simply because you decided to neglect the product manual does not make it bad. So, in conclusion money is not evil but very good. The covetousness, the desperate lust, baseless or purposeless zeal for it is what is evil.

Misconception #2: Money corrupts holiness

Another religious misconception is that money corrupts holiness. And these folks have a powerful scripture, according to them to prove this but yet they read it out of context. They fail to pay attention to the audience, dispensation and reason why this statement was uttered. This is what it says:
Luke 18:24-25
‘‘…How hardly shall they that have riches enter into the kingdom of God! For it is easier for a camel to go through a needle's eye, than for a rich man to enter into the kingdom of God.

Now if you read this without paying attention to the preceding verses, then you’ll obviously misinterpret this scripture. What do the preceding verses say? Starting from verse 16:
‘‘But Jesus called them unto him, and said, Suffer little children to come unto me, and forbid them not: for of such is the kingdom of God. Verily I say unto you, Whosoever shall not receive the kingdom of God as a little child shall in no wise enter therein. And a certain ruler asked him, saying, Good Master, what shall I do to inherit eternal life? And Jesus said unto him, Why callest thou me good? none is good, save one, that is, God. Thou knowest the commandments, Do not commit adultery, Do not kill, Do not steal, Do not bear false witness, Honour thy father and thy mother. And he said, All these have I kept from my youth up. Now when Jesus heard these things, he said unto him, Yet lackest thou one thing: sell all that thou hast, and distribute unto the poor, and thou shalt have treasure in heaven: and come, follow me. And when he heard this, he was very sorrowful: for he was very rich. And when Jesus saw that he was very sorrowful…’’

Let’s understand some important things here. Firstly, this is under the dispensation of the law, so it does not apply to any of us in this context under grace since we are not saved by works as was the case but by grace. Secondly, the lesson is on humility and not on poverty. Thirdly, Jesus who knew all men knew that this man loved money or the things of the world more than he loved God.
1 John 2:15
‘‘Love not the world, neither the things that are in the world. If any man love the world, the love of the Father is not in him.’’

His life and happiness was tired to his possession more than to God. His faith was on his riches, a clear transgression of First Timothy 6:10. This accounts for his sorrow.
Finally, the difficult access here is based on the covetous lust for material things with evil motives other than the ability to be rich. Hence, money is not a problem in itself but the way the possessor relates to it can become a problem.

Moreover, all the preachers who preach against money claiming that it is evil still end up collecting money as offering at the end of their sermon. That is hypocrisy of the highest order.

If all the rich were to go to hell, why is Job, the richest man on earth in his days not there? Why is Abraham, the father of the promise and all his rich descendants including Joseph not there? According to the Bible, he is in heaven, in the place of rest (Luke 16:19-31)
Moreover, the wealthiest God is also the holiest God! The Bible says the earth is the Lord’s and the fullness thereof. God even boasts to this fact in scripture:
Haggai 2:8
‘‘The silver is mine, and the gold is mine, saith the Lord of hosts.’’
Psalms 50:10
‘‘For every beast of the forest is mine, and the cattle upon a thousand hills’’

So, it is very possible to be rich and yet be very holy. The same as many evils take place because of the absence of money and not because of its presence. Personally, I have observed that it is very difficult for a Christian to live a pure life with the yoke of poverty on his neck. God’s blessing does not come to make us poor or to make life difficult for us.
Proverbs 10:22
‘‘The blessing of the LORD, it maketh rich, and he addeth no sorrow with it.’’
There is therefore no sorrow or evil in money. Money is good. The negative application of it is bad.

Misconception #3: Money is materialistic

The third misconception is the fact that money is materialistic. They claim that those who are in possession of money are materialistic. This is a gross misconception because most people who have a materialistic mindset are not necessarily in possession of money. To be materialistic is to value material things over human life; to value the creation over the creator – which is some sort of idolatry.

This still points back to the love of money and not money. So money in itself is not materialistic, if not everyone who uses money will be considered as materialistic; which of course is not true. By the way, money is earned and not acquired by just desiring. You can’t waste your life lazing about, only to term somebody materialistic because he worked for his money. Money is not materialistic but people with the wrong mindset are.

Misconception #4: Something Will Rescue You


One of the worst misconceptions about money is that something will come to your rescue. Maybe you'll win the lottery or receive a sizeable inheritance. An inheritance is possible, but cannot be counted on. And a lottery win just isn't going to happen. People gamble away their life by believing that something will come to their aid in the future and as such fail to manage their finances wisely. This is often costly at the end of the day.


Failing to plan is planning to fail, irrespective of the excuses. You can’t live your life by chance or on luck. If that is what you believe, then hey! Wake up, buddy! Welcome to the real world. Things don’t just happen in this world. You’ve got to make them happen. People need to quit hoping they’ll pick money. I’m sure all thieves start like this and when the money doesn’t show up, they go for it the other way round. You don’t have to go that far! You need to get to work if money will come your way.

In the Bible, the miracle fish catch met Peter in the middle of his fishing business. Joseph and Daniel got to the palace by solving a problem through the use of sound wisdom (tushiya) in interpreting dreams. Your ability to solve difficult problems will open doors for you. Your labor, assignment or work guarantees your promotion. Those who do nothing but wish get nothing in life. That’s why they say: ‘if wishes were horses, beggars would ride.’
Proverbs 13:4:
‘‘The soul of the sluggard desireth, and hath nothing: but the soul of the diligent shall be made fat.’’

Proverbs 20:4:
‘‘ The sluggard will not plow by reason of the cold; therefore shall he beg in harvest, and have nothing.’’
Misconception #5: The State or someone, an angel perhaps will look after you


This misconception is similar to the previous one. People believe that the state, their parents, the church or some other person will take care of them and as a result, they don’t build their financial future. Even if you live in a country with a welfare state, you should never assume that the state will look after you if you become sick or lose your job. Cutbacks are being made all the time, and even if you receive welfare, it will not be that generous. Have your own insurance or a back-up plan.

Many have eaten the seeds that were supposed to birth their future because of false hopes in unpredictable sources of income. Never forget this: foolish people waste money; average people spend money while wise people invest money. Where do you belong?
Proverbs 6:6-11:
‘‘Go to the ant, thou sluggard; consider her ways, and be wise: Which having no guide, overseer, or ruler, Provideth her meat in the summer, and gathereth her food in the harvest.  How long wilt thou sleep, O sluggard? when wilt thou arise out of thy sleep?  Yet a little sleep, a little slumber, a little folding of the hands to sleep:  So shall thy poverty come as one that travelleth, and thy want as an armed man.’’

Misconception #6: Money is vanity upon vanity

Vanity simply speaks of something that is perishable, something that does not have a lasting or eternal impact. It is often used to contrast the importance of the material world with that of the spiritual world. ‘Everything in the physical realm shall pass away’, they say. Well, even the air you are breathing is vanity. You will die and leave it here, so why breathe anyway? Money is as important to your physical well being as air is important for your survival. We’ve already seen the importance of money, so to disregard it with the notion than all is vanity is just like saying life is not worth living.

Misconception #7: Poverty (as opposed to prosperity) is piety

Lastly, another severe misconception is the erroneous teaching that poverty is piety. Throughout centuries, religion has misled many into believing that poverty is piety or that poverty is evidence of a holy life. Many as a result of this fallacy separated themselves from the society that so much needed their help for redemption so that they may not be corrupted by it. Let me make this very clear: poverty came into the world through the fall of man when Adam sinned against his origin (God) by trying to be like God (though ironically, he was already like God according to Genesis 1:26). This is what is often referred to as original sin. One of the consequences of the fall was hardship that brought about poverty since man was bankrupt of sound wisdom through His separation from God. The benefits or inevitable results of righteousness as evident in the life of those who walked with God such as Job, Abraham, Isaac, Jacob and Joseph was prosperity. All these guys were billionaires in their time.

Now, this is the scripture that religious people use to defend this heresy:
Matthew 5:3:
‘‘Blessed are the poor in spirit:  for theirs is the kingdom of heaven.’’ 
From this verse, we can clearly see that the Bible is talking of those who are poor in the Spirit and not those who are financially poor or poor in the body. Hence, poverty is a function of ignorance as prosperity is a function of wisdom. The problem with those who mistake poverty for piety is that they don’t only yoke themselves and become a burden to the society but they raise disciples with this same mindset and the chain of poverty continues.


CONCLUSION

So far, we have seen that poverty is nothing but a disease of the mind that needs to be cured by unlearning the wrong conceptions, perspectives and beliefs we have about money and developing the right mindset as far as making money is concerned. As we will see in these tutorials, financial intelligence or sound wisdom is very crucial as far as mastering money is concerned. You’ll eventually understand that everything in the school of success rises and falls on wisdom.

“Happy is the man that findeth wisdom, and the man that getteth understanding. For the merchandise of it is better than the merchandise of silver, and the gain thereof than fine gold. She is more precious than rubies: and all the things thou canst desire are not to be compared unto her. Length of days is in her right hand; and in her left hand riches and honour.
 Her ways are ways of pleasantness, and all her paths are peace. She is a tree of life to them that lay hold upon her: and happy is every one that retaineth her. The Lord by wisdom hath founded the earth; by understanding hath he established the heavens. By his knowledge the depths are broken up, and the clouds drop down the dew. My son, let not them depart from thine eyes: keep sound wisdom and discretion: So shall they be life unto thy soul, and grace to thy neck. Then shalt thou walk in thy way safely, and thy foot shall not stumble.”


Proverbs 3:13-22

Visit Money Master Tutorials to learn how to make, maintain and multiply your money


Visit Money Master Tutorials to learn how to make, maintain and multiply your money
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